Below are some useful tools to help you find out more about Morningstar's research approach and protected investments:

• Download the sample offering document
  • Sample offering document
• Download a piece on The Morningstar^® Economic Moat™ Rating to find out more
• Recently awarded Landmark Deal of the Year, MTN-I 2011 Awards, Americas

Although HSBC has relationships with many broker-dealers, check with your syndicate desk to be sure that HSBC CD offerings are available through your broker-dealer.

About HSBC

• The HSBC Group is one of the largest banking and financial services organizations in the world, with a network of approximately 7,500 offices spanning 87 countries and territories across the globe
• HSBC North America Holdings Inc is one of the ten largest bank holding companies in the United States
• HSBC Bank USA, NA (the issuing entity for Market-Linked CDs) is highly rated by all three major rating agencies
  • Aa3 by Moody's
  • AA- by S&P
  • AA by Fitch
• The HSBC Structured Investments team has been recognised by the industry's benchmark survey, conducted by the Greenwich Associates, for the past two years for:
  • Best Structured Product Brand
  • No.1 in Overall Service

Note: HSBC figures as of December 2011

Contact us

If you are a financial adviser and have questions, please click here to contact our Market-Linked CD team or call +855 472 2967.

If you are an investor, contact your financial adviser for more information and to determine if your brokerage firm has a relationship with HSBC.

Disclaimer

Market-Linked CD products are bank deposits, obligations of the issuing bank, FDIC insured within applicable limits, not a liquid investment and are designed to be held to maturity. Market-Linked CDs are subject to investment risk, and any early repayment could result in a loss of principal investment.

This is not a recommendation, offer or solicitation to purchase or sell any CD, security, commodity, currency or other instrument. The information herein does not consider specific objectives, circumstances or needs of individual recipients. Recipients of this information should seek financial advice regarding the appropriateness of investing in any CD, security, commodity, currency or derivative instrument or strategy contained herein.

FDIC insurance: A Market-Linked CD represents a bank deposit obligation and is FDIC insured together with all other deposits you may have with the issuing bank, up to USD250,000 per depositor. Any funds deposited with the issuing bank (including other CDs issued by such bank) in excess of these limits will not be eligible for FDIC insurance. For more detailed information regarding FDIC insurance coverage, you may contact the FDIC call centre at +855 472 2967 or refer to the FDIC public website at www.fdic.gov, where you can obtain a copy of the FDIC's brochure, 'Your Insured Deposits, FDIC's Guide to Deposit Insurance Coverage'. Products and services are offered by HSBC Bank USA, NA, a member of FDIC.

Market-Linked CDs are provided by:

• Registered representatives of HSBC Securities (USA) Inc, a member of NYSE/FINRA/SIPC, a registered futures commission merchant, a wholly owned subsidiary of HSBC Markets (USA) Inc and an indirect wholly owned subsidiary of HSBC Holdings plc
• Distributors not affiliated with HSBC Securities (USA) Inc, HSBC Markets (USA) Inc or HSBC Holdings plc